Congratulations...as a member of today's medical/dental community, you can apply for our newest benefit...The National Association of Doctors (NAD) Elite Line of Credit account!

Designed exclusively for doctors by the NAD and our newest partner -- Bank of America, you're eligible to apply for an unsecured line of credit with features and benefits geared specifically toward your special needs. You could use this line to help deal with varying personal expenses, consolidate your high-cost credit cards and other debts**, or just about anything else you can imagine.

No matter how much you need to borrow -- $5,000, $25,000, even as much as $50,000* -- The NAD Elite Line of Credit account is the simple, practical solution!

Just take a moment now to review the many fine features of the NAD Elite Line of Credit account...

• Apply for $50,000 - As a doctor, you could be eligible to receive a generous credit line that can be used for virtually anything you choose.
• You request the initial term you feel comfortable with - There is no penalty for pre-payment!
• The NAD Elite Line of Credit account is a reaccessible line of credit^‡‡ - If you need more money -- you can request access to your available credit line through special checks. For each additional advance, we will restart your monthly repayment term and recalculate your monthly payment amount.
• No Collateral Needed - The best part about the NAD Elite Line of Credit account is that there's no collateral needed. It's just based on your credit record and your application.
• No Application Fees - It doesn't cost you anything to apply.
• No Annual Fee.

So, if you're ready to start streamlining your finances with the NAD Elite Line of Credit account, it's simple. Just apply today and you could be on your way!

Applying has never been so easy.

Bank of America, along with its team of experienced account specialists, will personally assist you with applying for a NAD Elite Line of Credit account. Just call Bank of America toll-free at 1-866-626-2556, Monday through Friday from 8 a.m. to midnight ET; Saturday, 8 a.m. to 5 p.m. ET; or Sunday, 9 a.m. to 5 p.m. ET (mention code FAAWMM 45 243 S5). Or, apply Online now!

*	Upon approval, FIA Card Services, N.A. (also referred to as "we") will establish your credit line based on creditworthiness. Your actual credit line could be lower than $50,000.
**	We may prohibit use of this account to pay off or pay down any account issued by FIA Card Services, N.A.
‡‡	You may request additional advances on this account. For each additional advance, we will restart your monthly repayment term and recalculate your monthly payment amount. Borrowing the full amount of your available credit may result in an overlimit fee because fees and finance charges may cause your balance to exceed your credit limit.
This account is issued and administered by FIA Card Services, N.A.
Elite Line of Credit is a registered trademark of FIA Card Services, N.A.
©2008 Bank of America Corporation.